Property investment looks different depending on where you are in life. Some people are carrying a mortgage that feels too heavy. Others are earning well and want to start building wealth. Some are eyeing retirement. Others rent where they love living and want to invest where the numbers make sense.
Oli Property works with each of these people, with a structured, research-backed approach and no pressure. Since 1954 we have helped over 290,000 people buy and invest in property across Australia. Pick the path that sounds most like you.
Debt DestroyersCosts are up, repayments feel heavier, and getting ahead seems remote. A structured property investment strategy may help you build wealth alongside existing commitments, without adding unnecessary risk. We explain how it works, clearly and without pressure.
How property investment may reduce mortgage stress
Wealth BuildersNot interested in shortcuts. You want a strategy backed by real research, explained clearly, and built to grow wealth over the long term. We draw on the Oliver Hume Property Group's Residential Outlook across Melbourne and national growth corridors to give you insight worth acting on.
How a long-term property strategy works
Retirement ReadiesYou want to make the most of the years ahead. Property investment is one strategy worth understanding before you get there. We explain how it works, what realistic outcomes may look like, and what to watch out for. Calm guidance. No urgency.
How property may support your retirement plan
RentvestorsRentvesting lets you rent in your preferred location while owning an investment property where the numbers make sense. Build long-term equity without giving up the lifestyle you have built.
How rentvesting works and whether it suits youPurchased in the outer Melbourne ring in 2019 for $630,000 for one of our investors, this home is now valued at $785,000, representing growth of more than 20% over five years. It has been rented consistently since purchase and currently fetches $700 a week, a 5.7% rental return that sits 1.5% above the suburb average.
Waurn Ponds is close to Geelong, the Surf Coast, quality schools and transport. Past performance is not a guide to future results, and every property is different.
Most people identify with one of four profiles: homeowners looking to reduce mortgage stress (Debt Destroyers), people earning well who want a long-term wealth-building strategy (Wealth Builders), those approaching retirement who want to make the most of their remaining working years (Retirement Readies), or renters who want to invest elsewhere while staying where they love living (Rentvestors).
This depends on your lender, the property, and whether you have existing equity to use. Generally, 10 to 20 per cent of the property value is required. A strategy session with Oli Property can give you a clear understanding of your borrowing capacity.
Yes, many Australians do. Whether it makes sense depends on your equity, income and borrowing capacity. In your strategy session we assess this, and we explain how the strategy works so the conversation starts from an informed place.
Property investment is a long-term strategy. Most frameworks operate over a 7 to 15 year horizon. Short-term market fluctuations are a normal part of the process. The goal is steady, compounding growth over time, not a fast return.
No. Whether it is appropriate depends on your financial situation, goals, borrowing capacity and risk tolerance. We educate and explain, but we always recommend independent financial, tax or legal advice before making any investment decision.
That is a common starting point. Most people find one of the four profiles resonates once they read through them. If you want to talk it through first, book a free discovery call and one of the team will help you understand which path suits your situation.
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Research led by Matt Bell, Chief Economist, Oliver Hume Property Group. 4,800 suburbs, trusted by government and ASX 200 companies.
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