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The Oli Property investment process

The property market, simplified with tailored guidance

A strategy tested by the Oliver Hume Property Group since 1954, personalised to your goals, your finances and your timeframe.

Three stages take you from a first conversation to a property you understand line by line: research the market, review every property, then explain the detail before you commit.

Before anything else

It starts with a conversation about you

In your discovery session, a Property Investment Specialist steps you through how the process works and finds out what matters to you in an investment strategy.

We ask about your financial position to understand the return you would need, and about how your current home loan is structured, so the options we show you are accurate for your situation rather than a generic pitch.

What we will talk through
  • Your goals, and what a comfortable future looks like to you
  • Whether you already have a state, suburb or area in mind
  • The return an investment would need to earn for you
  • How your current home loan is structured, and what it costs you

It helps to know what you owe on your home loan, your monthly repayment and your interest rate. Estimates are fine.

The process

Three stages from research to a property you understand

Every recommendation passes through the same checks, whatever your budget and wherever you want to invest.

Step 1 · Research

Research emerging property markets

Oli Property draws on decades of research into the new home market, across houses, townhouses and apartments. Through our parent company, Oliver Hume Property Group, a dedicated research team collects sales results and market insights every week, so we see performance, supply and demand as they move.

An area is judged on the big picture first: population growth, infrastructure and new housing supply. Then on the local detail that tenants notice, such as transport, shopping and schools, and finally on the individual property. That is how a location gets matched to what you need.

  • Weekly sales results from the Oliver Hume Property Group research team
  • Macro factors: population, infrastructure, housing supply
  • Micro factors: transport, shopping, schools, the property itself
A young family outside their new home
Step 2 · Review

Review properties that match the criteria

The Oli Property model is built on buying brand new property off the plan. You secure the property at today's price, with the land underneath it as the foundation of long-term value, and a new tenant's rent helps offset the holding costs while you hold for the long term.

Before any property is put to an investor, it is reviewed and rated by our Investment Review Committee: senior executives, economists and investment specialists with decades of experience across the Oliver Hume Property Group.

What the committee checks
  • Location and how the local market is performing
  • Product type, design and build quality
  • The developer and builder: financial strength and track record
  • Fit with your budget, timeframe and investment strategy

60+ data points on every property, before it reaches you.

A family sharing a meal at home

We only recommend what we would buy ourselves. Everything we suggest to clients, the Oliver Hume Property Group does too.

Cam and Adam, Oli Property's Property Investment Specialists
Step 3 · Detail

Confidence comes from sweating the details

At a follow-up meeting we explain the area we chose and why, step you through the property investment analysis, and go deep on how the cash flow works, week by week.

  • A 20% deposit typically comes from the equity in your current home
  • The other 80% is covered by a new investment loan, which is usually tax deductible for an income-producing property
  • On completion you own a brand new property, with a tenant ready to move straight in
  • The rent is set up to help cover the holding costs over time

We work with developers and builders we have known for decades, qualify every one through the Investment Review Committee, and favour those with the strongest financials and track record.

General information only. Tax and lending outcomes depend on your circumstances, so your accountant and broker should confirm what applies to you.

FAQs

Questions about the process

What happens in the discovery session?+

We talk about your goals and challenges, and work through some standard questions to understand what a comfortable future means to you. Expect about an hour, by video call, so we can see each other. It helps to have a few numbers handy: what you owe on your home loan, your monthly repayment and your interest rate.

How do you choose the area?+

From research, not hunches. The Oliver Hume Property Group research team tracks new-home sales every week, and each area is assessed on population growth, infrastructure and housing supply, then on local factors like transport, shopping and schools.

Who is the Investment Review Committee?+

A panel of senior executives, economists and investment specialists from across the Oliver Hume Property Group, with more than 70 years of combined experience. Every property is reviewed against 60+ data points, and every developer and builder is qualified, before anything is recommended to an investor.

Why brand new, off-the-plan property?+

You secure the property at today's price, with the land as the foundation of its long-term value. A new home tends to need fewer repairs, can offer depreciation benefits, and attracts tenants, whose rent helps offset the holding costs. Your accountant can confirm the tax position for you.

How is the purchase usually funded?+

Typically a 20% deposit comes from the equity in your current home and the remaining 80% from a new investment loan. Our team includes qualified mortgage brokers who can help structure this, and every loan is subject to the lender's assessment and approval.

What does it cost to use Oli Property?+

Nothing up front. There are no upfront fees, no referral fees and no trailing commissions on finance. Oli Property is paid a sales commission by the vendor when a property is sold, in the same way you would not expect to pay the agent when you buy a home.

No-cost consultation

Move from confused about property investment to educated, confident and excited about the future