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Property investing FAQs

Navigate the property market with ease

Do you have questions about property investing, or perhaps you’re unsure how to start your journey? These frequently asked questions are designed to help. Can’t find the answer you’re looking for? Reach out any time and we will help guide you towards a prosperous financial future.

25 questions6 topicsGeneral information only
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01

Beginning your path to property investing is simple

1
Schedule a free discovery session and get a customised approach that suits you

In this consultation, we listen to your vision, hopes and dreams and outline the benefits of investing in property and a high level process of how you can get there.

We will show you how to build a plan using property customised to your unique needs and lifestyle. We will also help you build a Team for Success to help you start your property investment journey.

2
Select the investment that’s right for you

Oli Property will do the hard work in researching and analysing the right markets and properties according to your strategy. Have confidence that the due diligence is being handled by an expert, while the selection stays in your control.

3
Put your feet up: it’s all under control

Feel comfort in the knowledge that you’re taking the steps that lead to a prosperous life and a comfortable future. We assist throughout every step of acquisition, including contract signing, building inspections and property management, through to completing your purchase and beyond. Oli Property has your back.

02

Investing basics

How does property investment work?+

Investing in property only takes three things: education, strategy and opportunity. Chat with Oli Property if you’re unsure where to start.

How to buy an investment property?+

Buying an investment property only takes three things: education, strategy and opportunity. To start your education journey, visit the investment hub. Otherwise, chat with Oli Property if you’re unsure where to start.

How to get into property investment?+

Investing in property only takes three things: education, strategy and opportunity. Chat with Oli Property if you’re unsure where to start.

How to invest in property?+

Investing in property only takes three things: education, strategy and opportunity. To start your education journey, visit the investment hub. Otherwise, chat with Oli Property if you’re unsure where to start.

What is an investment property?+

An investment property is a property purchased in order to create wealth and passive income for a better lifestyle.

How many investment properties do I need to retire?+

The number of properties you need to retire depends on what level of income you desire for retirement.

03

Deposits and borrowing

Can I afford an investment property?+

Whether you can afford an investment property depends on how much deposit you need to buy an investment property. This depends on the state you are looking in, the type of property and what type of buyer you are. Chat with us if you are unsure.

How much can I borrow for an investment property?+

The amount you can borrow for an investment property depends on a multitude of factors including your income, value of assets and debt, lifestyle costs and the cash flow of the investment property. Speak with Oli Property for help with your borrowing capacity.

How much deposit do I need for an investment property?+

How much deposit you need to buy an investment property depends on the state you are looking in, the type of property and what type of buyer you are. Chat with us if you are unsure.

How much deposit do you need for an investment property?+

How much deposit you need for an investment property comes down to your borrowing capacity and the price of the property.

How to use equity to buy an investment property?+

Equity in your own home or another investment property can be used to fund your next investment property. For further information, speak with Oli Property.

04

Choosing a property

Is it worth investing in property?+

Property may be a worthwhile investment for you. Seek independent financial advice before you decide.

Is property a good investment?+

Property can be an appropriate investment against other asset classes. Always refer to a financial adviser to see if property is right for you.

Should I buy an investment property?+

Whether or not you should buy an investment property is down to your personal circumstances. Seek independent financial advice if you are unsure. However, if you are thinking of purchasing an investment property, either now or in the future, chat with Oli Property.

What kind of property is a good investment?+

Whether you invest in an apartment, townhouse or house comes down to your overall portfolio strategy at a particular point in time and its overall capital growth and cash flow. However, wealth is created through owning land.

What makes a good investment property?+

There are a number of factors to look for when assessing an investment property, from macro factors and micro factors to value and return. For more detail, read about the Oli Property investment review process.

What to look for in an investment property?+

There are a number of factors to look for when assessing an investment property, from macro factors and micro factors to value and return. For more detail, read about the Oli Property investment review process.

Where to buy investment property in Melbourne?+

Investment property can be bought all across Melbourne. Chat with Oli Property for options that best suit your strategy.

Where to buy investment property?+

Investment property can be bought all across Australia. Chat with Oli Property for options that best suit your strategy.

05

Owning a property

Can you live in your investment property?+

Yes you can. However, it may have tax implications and void government incentives you may be eligible for. Speak with a tax professional or Oli Property if unsure.

How do I ask an agent to lease my properties?+

Leasing your property is as easy as asking a property manager to provide a rental estimate and a list of associated fees. However, not all property managers are equal. Speak with Oli Property for an introduction to one of our preferred partners.

06

Tax and selling

How to avoid capital gains tax when selling investment property?+

In Australia, the main residence exemption from capital gains tax applies to your principal place of residence, not your investment property. Remember the aim of the game is to create wealth, not to avoid tax, so paying capital gains tax means you have made money. CGT rules changed in 2026: the negative gearing guide explains what is changing. Confirm your position with a registered tax agent.

What expenses can I claim when selling an investment property?+

A number of expenses can be claimed against your tax return. Speak with a registered tax agent about the tax basics of investment property and how they apply to you.

Should I sell my investment property?+

The best time to sell a property ultimately comes down to your circumstances. Maybe you are suffering hardship and/or can’t continue to hold the property and maintain your lifestyle. However, you don’t need to sell your property to get into your next one: you may be able to refinance and use equity instead.

When to sell an investment property?+

The best time to sell a property ultimately comes down to your circumstances. Maybe you are suffering hardship and/or can’t continue to hold the property and maintain your lifestyle. However, you don’t need to sell your property to get into your next one: you may be able to refinance and use equity instead.

These answers are general information only. They do not constitute financial, tax or other advice and do not take into account your individual needs or circumstances. Before making an investment decision, take independent advice from a professional adviser who considers your situation. Information is subject to change without notice.

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