Enquire
Home/How it works/How Oli helps
Oli Property specialists talking with a couple about their plans
How Oli helps

Confident property investing to secure your future

We walk the talk. Everything we recommend to clients, the Oliver Hume Property Group does itself, and has for more than 70 years.

  • No upfront fees
  • No finance referral fees or trailing commissions
  • Every property reviewed against 60+ data points
What we stand for

Built on the way we invest ourselves

At Oli Property, we practise the property investment strategies we recommend. It is how the Oliver Hume Property Group has built its reputation, and its own wealth, since 1954.

That shapes how we work with you: no pressure, no rushed decisions, and every number explained before you commit to anything.

Our values
  • Transparency
  • Integrity
  • Patience
  • Trust
  • Empathy
  • A long-term view
  • Experience
The Oli Property investment model

Five parts, one plan built around your home loan

The model starts with the mortgage you already have, because that is where most families can make a difference first. Then it adds a brand new investment property, structured so the rent does as much of the work as possible.

1

Refinance to save

We review your current home loan and look for ways to save on interest now, even if you decide not to invest.

2

60+ data points

Suitable properties are found against 60+ criteria covering the property, its location and your needs.

3

Buy new property

Off the plan, so you secure the property at today's price on the strength of the land, and rent helps offset holding costs.

4

Smart structure

A 20% deposit from the equity in your home, with the other 80% on a new investment loan that is usually tax deductible.

5

Hassle free

On completion you own a brand new property with a tenant ready to move in, and rent set up to help cover the costs over time.

Oli Property investment specialists with clients
Finance

How does Oli Property finance work?

Our team includes qualified mortgage brokers who can guide you on refinancing your home to reduce your interest and set you up on the path to future wealth.

  • We look to refinance your home on a competitive interest rate
  • The refinance can include an investment loan* that lets you use the equity in your home for the deposit on an investment property
  • The aim: a stronger financial future, and a legacy for your family and your retirement

*Loans are provided through MyFirstLoan.au Pty Ltd ACN 168 808 946 (MFL) which is a credit representative (credit representative number 564038) of Allied Financial Consulting Pty Limited ACN 059 732 419 which holds Australian Credit Licence number 393845. As a credit representative, MFL is authorised to provide credit services where it is not a credit provider under any credit contract, for example, to act as a broker for loans provided by other credit providers. Loans brokered by MFL are structured and managed by Homestar Finance (which holds Australian Credit Licence 390860), which engages a professional trustee and lender to be the 'lender of record' for its loans.

All applications for loans are subject to assessment and approval by the lender according to its criteria, including any Responsible Lending criteria the lender must consider as part of its obligations under the National Consumer Credit Protection Act 2009 (Cth). Any loan provided is subject to terms and conditions, including in relation to the interest payable on the loan (which may be at variable rates). Additional fees and costs are payable. All figures are provided for illustrative purposes only. Before entering into any loan agreement, customers should read any credit guide, proposal, loan contract or disclosure document provided by MFL, the Licensee or the Lender in detail, and seek independent legal and financial advice. The information provided is general information only and has been prepared without taking into account individual customers' objectives, financial situation or needs.

A couple in their fifties planning for retirement

Around $100,000 in savings or equity in your home? Let us show you how it could work harder for your future.

What it costs

How much does using Oli Property cost?

It may be hard to believe, but Oli Property is a complimentary service for investors.

$0Upfront feesNothing to pay to get started or to receive your plan.
$0Referral feesWe do not charge you for introductions to brokers or partners.
$0Trailing commissions on financeNo ongoing cut of your loan, now or later.

We are paid a sales commission by the vendor on properties sold through Oli Property. When you buy a home you do not expect to pay the agent, so the vendor pays instead. That does not change the quality of our advice or the rigour of the process used to find the right property for you.

We act in your best interests, as the Real Estate Act requires. Our reputation is our bond.

Oversight

The Oli Property Investment Committee

Our Investment Committee brings more than 70 years of combined experience across economists, senior executives and investment specialists.

Every property put forward is reviewed for its suitability as an investment against a 60+ point system that considers its location, market performance, product type and fit with your investment strategy.

Our credentials

Oli Property is proud to be a member of these industry bodies, and part of the Oliver Hume Property Group.

Getting started

How to get started with Oli Property

Five steps, taken at your pace. Each one is explained before you take it, and you can stop at any point.

A woman relaxing in a bright, modern living room
1

Take the test

A short readiness test on where you are now and whether investing is a realistic next step. Take the test

2

Watch a webinar

See the model explained by our Property Investment Specialists, in your own time. Browse webinars

3

Book a discovery session

A conversation about your goals, your home loan and the return you would need. Book a session

4

Get your customised plan

Finance strategy, property strategy and research-backed options, built around your circumstances.

5

Let's go

From property selection to settlement and a tenant moving in, a specialist explains what is happening and why.

FAQs

Questions people ask us first

What's included in a discovery call?+

We talk about your goals and challenges, and work through some standard questions to understand what a comfortable retirement means to you. Expect about an hour, by video call, so we can see each other. It helps to know a few key numbers: how much you owe on your home loan, your monthly repayment and your interest rate.

How much does it cost to use Oli Property?+

Nothing up front. There are no upfront fees, no referral fees and no trailing commissions on finance. Oli Property is paid a sales commission by the vendor on properties sold, so the service is complimentary for investors.

Can I really afford an investment property?+

It depends on your deposit, your borrowing capacity and the cash flow of the property. As a guide, if you have around $100,000 in savings or equity in your current home, it is worth a conversation. A discovery call will tell you where you stand, and the readiness test gives you a first read in a few minutes.

Can you help with the finance?+

Our team includes qualified mortgage brokers who can help you refinance and structure the investment loan, and there are no referral fees or trailing commissions to us. Every loan is subject to the lender's own assessment and approval, and you should read the credit guide and seek independent advice before signing.

How is each property chosen?+

Areas come from Oliver Hume Property Group research on population, infrastructure and housing supply. Each property is then reviewed by our Investment Committee against 60+ data points, including location, market performance, product type and fit with your strategy. See the full process

Book a discovery session

Find out whether a new investment property is right for you

We will step you through the process, ask about your current home loan and understand the returns you need, so we can tell you your options accurately.