Ten pages, about five minutes. It lands in your inbox straight away.
Most housing advice quietly assumes the home you live in and the property you own should be the same building. Rentvesting separates them. In plain English: renting the home you live in, while owning an investment property anywhere in Australia where the numbers stack up.
The key difference lies in intent. An owner-occupier purchase is often influenced by proximity to work, schools, amenities and social networks. A rentvesting purchase is assessed on rental demand, infrastructure growth, supply constraints and long-term market fundamentals. The focus shifts to performance.
Many rentvestors focus on new property due to lower maintenance, warranty protections and potential depreciation benefits. Suitability depends on income stability, risk tolerance, borrowing capacity and long-term objectives. We have no reason to push you toward one outcome over another, which is why we run the numbers against our 60 data point review process across 4,800 suburbs.
The 2026 Rentvesting Playbook from Oli Property walks through the strategy in plain english, backed by research accross 4,800 suburbs. It covers:
of first home buyers say they are considering rentvesting. Westpac surveyed 2,000 Australians over December 2024 and January 2025. In New South Wales the figure was 61%.
of capital city house suburbs cost less to buy than to rent, on Domain research published July 2025. That gap is the argument for rentvesting, and it is also the thing that can close.
at most, the share of your investment rent that most lenders count towards borrowing capacity. Many shade it to 70%. Almost everyone budgets on all of it.
Sources: Westpac media release, February 2025. Domain Buy or Rent Report, July 2025. Lender shading policy varies and changes over time. There are no guarantees that any of these conditions hold.
Oli Property is part of Oliver Hume Property Group, which has been researching and selling Australian residential property since 1954 and has helped over 290,000 Australians buy. Our Chief Economist Matt Bell leads research across 4,800 suburbs, published quarterly and relied on by government and ASX 200 companies.
Every property is scored against more than 60 data points through our Investment Review Process before it goes to a client. Most do not pass. The ones that do are frequently available off market, before they reach realestate.com.au.
For a rentvestor that combination matters, because your whole case rests on the investment property outperforming the one you chose not to buy. There are no guarantees that it will. The least we can do is make sure the numbers were checked properly.
Thirty minutes with a Property Investment Specialist. Bring what you pay in rent, what you earn and what you have saved. You will get a straight read on whether rentvesting is doing more for you than buying where you live would.
30 minutes, No pressure, just understanding your situation.
Cam or Adam, Property Investment Specialists.
Your rent, your income, what you have saved. That is enough.
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Research led by Matt Bell, Chief Economist, Oliver Hume Property Group. 4,800 suburbs, trusted by government and ASX 200 companies.
Oli Property is part of Oliver Hume Property Group, in Australian property since 1954. By signing up you agree to receive the quarterly report and related emails from Oli Property. General information only. Privacy policy
