Your guide is on its way

While that lands, here is the part a guide cannot do

It can explain a method. It cannot tell you whether that method works on your income, your suburb, your loan and your tax position. Those four things change the answer, and they are different for everyone who downloads this.

Adam Duster, Property Investment Specialist. About one minute.

Book a discovery call

Thirty minutes with Cam or Adam. Since 1954, the Oliver Hume group has helped 290,000+ Australians buy and invest in new property.

What usually happens next

Three things people do with a guide like this

We would rather say this plainly than pretend everyone reads to the end. Most people do not, and that is not a criticism. It is what happens when there is no next step.

Most people

Save it, mean to come back

The file sits in a downloads folder. Six months later the mortgage, the savings and the borrowing power have all moved, and the plan has not.

Some people

Read it, then ask someone

They take a section to a broker or an accountant. That is a good outcome, and for some people it is the right first step.

A few people

Run their own numbers against real research

They put their actual position next to actual suburb research and find out what it allows. Those are the people whose position tends to move.

Where to start in your guide

Your guide is built around the gap: what you pay in rent against what the same home would cost you to own. Three sections are worth reading before the rest.

The gap, and how to run yours (ch. 2)

Your rent, the repayment on the same home, and the ten year chart that comes out of the difference between them.

Three paths, ten years (ch. 5)

Rentvesting, the compromise buy, and waiting. Sixteen inputs sit behind those numbers and the answer moves with your suburb, your rate and your tax position.

Who this does not suit (ch. 6)

The honest chapter. If you are undecided, read this one first.

Figures in the guide are worked examples based on the assumptions stated in it. There are no guarantees, markets perform at different rates, and your own position may look very different.

No surprises

What actually happens on a discovery call

Thirty minutes, on the phone or on video, with Cam or Adam. Here is the whole thing, so you can decide whether it is worth your half hour before you book it.

First 5 min

Where you are now

What you earn, what you owe, and what you pay in rent or repayments. Nothing more technical than that, and nothing you need to prepare a spreadsheet for.

Next 10 min

What your position may allow

Borrowing capacity, equity if you have any, and the shape of the tax position for someone in your situation. Finance questions go to a qualified mortgage broker, who has a best interests duty, so this part is grounded rather than hypothetical.

Next 10 min

What the research says

We put your numbers next to research covering 4,800 suburbs, led by Oliver Hume Chief Economist Matt Bell, and the 60+ point Investment Review Process every property has to clear before it reaches a client. Markets perform at different rates and there are no guarantees, which is exactly why the research matters.

Last 5 min

What to do next

Sometimes that is us. Sometimes it is your accountant or a broker first, and if that is the case we will say so on the call rather than after it.

And what does not happen

No property gets pitched on the call.
No decision is asked for on the day, and there is nothing to sign.
If your right next step is someone else, like your accountant, we will tell you.

Being straight with you

Who a discovery call is not for

We would rather you read the guide and come back later than sit through a call you were not ready for. Four cases where later is the better answer.

You are not planning to do anything for a year or more

Read the guide, keep it, and get in touch when the timing is closer. Nothing here expires.

You want a specific property recommended on a first call

That is not how the Investment Review Process works. Strategy comes first, and property is the outcome rather than the hook.

Your next correct step is your accountant

If your question is really a tax question, see them first. We can help you frame it, but we do not replace them.

You want help buying an established home

That is a different service. We specialise in brand new, off the plan and off market property, which suits different people.

Book a discovery call

Thirty minutes with Cam or Adam. No property pitched on the call.

Who you will speak to

Cam and Adam

Two Property Investment Specialists, not a call centre. The person you speak to first is the person who works with you from there.

Adam Duster

Property Investment Specialist

Adam is the one in the video above. He works with clients from the first conversation and the strategy through to settlement, and beyond it.

Cameron Yates

Property Investment Specialist

Cam takes many of the first calls. He works through where you are now, what your position may allow, and what the research says about it.

Why the research is worth your half hour

What sits behind the conversation

1954

Oliver Hume has been in Australian property since 1954, across booms, downturns and flat markets.

290,000+

Australians the group has helped buy and invest in new property since then.

4,800

Suburbs monitored, with research trusted by government and ASX 200 clients.

60+

Points in the Investment Review Process that a property clears before it reaches a client.

Pick a time

Thirty minutes, whenever suits

Bring three numbers with you: what you earn, what you owe, and what you pay in rent or repayments. That is all we need to make it useful.

Choose a time Call 1300 881 780

If you scrolled straight here

Your guide is in your inbox, not on this page.
A guide explains a method. It cannot tell you what that method does to your position.
The call is thirty minutes with Cam or Adam, and no property gets pitched on it.
If your first step should be a broker or an accountant rather than us, we will tell you.

1300 881 780 oliproperty.com.auPart of Oliver Hume Property Group, est. 1954AFCA · REIV · UDIAPrivacy policy Disclaimer

General advice disclaimer

The information on this page has been prepared as a general guide only and does not constitute advice. It has been prepared without taking account of your objectives, financial situation or needs. Before acting on any information you should consider its appropriateness having regard to your own objectives, financial situation and needs, and seek independent advice from a qualified professional. Any forward looking statements are estimates only, are affected by a significant number of unpredictable factors, and there are no guarantees they will be achieved. Property markets perform at different rates and past performance is not an indicator of future performance. Taxation outcomes depend on individual circumstances and you should speak with a qualified accountant.